Free FD Calculator – Fixed Deposit Maturity & Interest

Most banks compound fixed deposit interest quarterly, so the calculator defaults to quarterly. You can switch to monthly, half-yearly, or yearly compounding to match your specific bank's terms for a precise estimate.

No. It shows the gross maturity value before tax. Interest on FDs is usually taxable and banks may deduct TDS, so your actual in-hand amount can be lower. Treat the result as a pre-tax estimate.

Helperzy FD Calculator mein principal, annual rate, tenure aur compounding frequency daalo. Tool compound interest formula laga kar maturity value aur total interest turant dikha deta hai. Sab browser mein hota hai.

More frequent compounding means interest is added to the balance more often, so it starts earning its own interest sooner. A quarterly-compounded FD therefore yields slightly more than the same rate compounded annually.

Yes. Enter each bank's rate, tenure, and compounding frequency in turn to compare maturity values, which helps you pick the offer that gives the best return for your deposit.

An FD is a one-time lump-sum deposit, while a recurring deposit (RD) involves fixed monthly deposits over the term. Use this FD calculator for lump sums and an RD calculator for monthly contributions.

Use the current annual rate your bank quotes for the chosen tenure, as FD rates vary by bank and term length. Enter different rates to compare offers and find the best return.

Yes. The calculator runs entirely in your browser. The figures you enter are never uploaded, logged, or shared, so your financial data stays on your own device.