Free PPF Calculator – Public Provident Fund Maturity

PPF interest is compounded annually on the balance in your account. Each year's interest is added to the principal, so the next year's interest is calculated on a larger amount, which is why the fund grows faster in later years.

The standard PPF tenure is 15 years, after which you can extend the account in blocks of 5 years. The calculator lets you enter any number of years, so you can model the base term or an extension.

Helperzy PPF Calculator mein yearly deposit, current interest rate aur years daalo. Tool har saal balance ko compound karke maturity value, total investment aur total interest dikha deta hai. Sab browser mein hota hai.

Use the current PPF rate, which the government reviews each quarter. Since the rate can change over a 15-year term, the result is a projection assuming a steady rate, so re-check it if the rate changes.

Yes, slightly. PPF interest is often calculated on the minimum balance between set dates, so depositing early in the financial year can earn a little more interest. The calculator gives a yearly projection to plan around this.

PPF enjoys tax benefits on the deposit, the interest, and the maturity amount under prevailing rules. Tax laws can change, so confirm current benefits, but the principal attraction of PPF is its tax-advantaged, government-backed status.

Yes. Enter the total number of years including any extension period, and the calculator projects the maturity value for that longer horizon, showing how continued compounding boosts the final amount.

Yes. The calculator runs entirely in your browser. The figures you enter are never uploaded, logged, or shared, so your financial data stays on your own device.