Free RD Calculator – Recurring Deposit Maturity & Interest

Each monthly deposit earns interest for the number of months remaining until maturity, with compounding. Because earlier deposits stay invested longer, they earn more, and the calculator sums the compounded value of all installments.

No. It shows the gross maturity value before tax. RD interest is generally taxable and banks may deduct TDS, so your actual in-hand amount can be lower. Treat the result as a pre-tax estimate.

Helperzy RD Calculator mein monthly deposit, annual rate aur tenure (months) daalo. Tool har installment ko compound karke maturity value aur total interest turant dikha deta hai. Sab browser mein hota hai.

An RD involves fixed monthly deposits over the term, while an FD is a single lump-sum deposit. Use this RD calculator for monthly contributions and an FD calculator for a one-time deposit.

In an RD, every installment earns interest until maturity. A deposit made in the first month stays invested for the entire tenure, while one made near the end earns interest for only a short time, so earlier deposits grow more.

Yes. Adjust the monthly deposit and tenure to see the maturity value, so you can work out how much to save each month to reach a target amount by a certain date.

Use the current annual RD rate your bank quotes for the chosen tenure, as rates vary by bank and term. Enter different rates to compare offers and estimate the best return.

Yes. The calculator runs entirely in your browser. The figures you enter are never uploaded, logged, or shared, so your financial data stays on your own device.